Banking Articles | Page 2

CDs are often touted as being 100% risk-free, but that's not actually the case. Learn about three risks you're taking when you put your money into a CD.

Opening a CD with your emergency fund money could leave you stuck facing hard choices if you encounter an unplanned expense. Find out why.

Banks typically offer CD terms ranging from a few months to several years. Learn how to choose one, based on a few key factors.

While some banks take money out of your pocket, others add to your bottom line. See why you may want to examine your banking relationship more closely.

Today's high CD rates could boost your savings. Find out whether you should include CDs in your retirement plan.

A high-yield savings account offers benefits that CDs don't provide, including the freedom to withdraw your money when you need it. Learn more here.

A CD ladder is a great way to maximize your CD yields while keeping your money accessible. But how much money do you need to create one? Find out here.

High-yield savings accounts can help upcoming college students maximize their savings. Here are four tips to get it done.

CDs require you to stay invested to avoid penalties, which means giving up liquidity for your money. Read on to learn why that can be a good thing.

CDs have great perks for retired folks. Keep reading to learn why they're worth considering if you're no longer working.

Don't rush into investing in CDs. Before you do, make sure you're ready by considering these three questions.

CDs can help your money grow, but you need to choose the right term length. This is how to figure out the right fit.

CDs offer lower rates than you could earn from investing, plus you have to tie up your money for a set term. Find out if they're still worth buying.

You don't need to get lucky with the lottery to become a millionaire. With time and careful spending, many of us can build wealth. Find out how these banking practices could help.

If you've decided to open a CD, you'll want to pick the best one for your situation. Read on for tips to choose the right account.

CDs commonly offer higher rates than savings accounts. But that's not the only reason to open one.

This flex CD has a high interest rate, but read the fine print carefully. Learn why this writer isn't opening a 12-month CD with a 5.92% APY.

There's a reason it pays to open a CD sooner rather than later. Read on to learn more.

Have you seen these big bank savings account bonuses of $200 or $525? Beware: APYs can be as low as 0.01%. Here's why the best CDs are a better deal.

CD rates are higher than they've been in years. Check out why one writer still doesn't have one.

CD rates topping 5% may seem like a great deal for savers, but there are plenty of downsides to rates being so high. Here are two of them.

CDs are getting a lot of buzz these days, and if retirement is looming, you might wonder if they're worth checking out. Find out here.

CDs are known for their high interest rates, but that's not all they have to offer. Discover a few more valuable perks of putting your money in a CD.

Once you've exited the workforce, short-term financial planning becomes even more crucial. Read on to learn about how much cash you should keep.

Interest-bearing checking accounts may not provide the rewards you were hoping for. Here's an alternative worth considering.