Are ETFs worth it long term?

Many ETFs are worth it as long-term investments. Several are ideally suited to hold for many years because they provide broad exposure to the stock market or a specific stock type.

How long should I hold a long-term ETF?

You should aim to hold most ETFs for at least three to five years, and ideally, much longer. You can hold many ETFs through retirement, selling shares as you need cash.

Which ETF does Warren Buffett recommend?

Warren Buffett has recommended that investors buy shares in an S&P 500 ETF such as the Vanguard S&P 500 ETF (NYSEMKT: VOO).

What is the best ETF in the last 10 years?

The VanEck Semiconductor ETF (NYSEMKT: SMH) is the best-performing ETF over the past decade with a 31.5% average annual total return through the end of March 2026.

How many ETFs should I own?

The number of ETFs you should own depends on your personal preference. You want to hold enough ETFs to build a diversified portfolio without becoming over-diversified. For some investors, that could be as few as one completely balanced ETF, such as the iShares Core 60/40 Balanced Allocation ETF. However, for investors who want more control over their finances, holding somewhere between five and 10 ETFs would probably be an ideal target. You'd want to own funds that provide broad exposure to the U.S. and international stock and bond markets. Additionally, you may want to allocate a portion of your funds to an ETF focused on a specific type of stock (e.g., dividend or high-growth stocks) or one that aims to capitalize on a particular trend (e.g., artificial intelligence (AI) or renewable energy).

Can I invest in long-term ETFs with a small amount of money?

Yes, you can invest in long-term ETFs with a small amount of money. You only need to buy one share of an ETF at a time, which typically costs less than $100. Meanwhile, some brokers and fund managers enable you to invest in fractional shares of ETFs for as little as $1.

Are long-term ETFs suitable for retirement planning?

Long-term ETFs are ideally suited for retirement planning. They enable you to passively invest in stocks or bonds over the long term to build a diversified, lower-risk portfolio.

Best ETFs for Long-Term Growth

A look at the top ETFs to consider investing in for the long term.

By Matthew DiLallo – Updated Apr 10, 2026 at 11:17 AM EST | Fact-checked by Frank Bass

Key Points

The Vanguard S&P 500 ETF is a low-cost option to track major U.S. companies with the potential to deliver strong returns.
The Invesco S&P 500 Equal Weight ETF offers diversified exposure while reducing the risks linked with holding a high concentration of large-cap stocks.
The Vanguard Real Estate ETF provides affordable access to the real estate sector with the potential to deliver substantial dividends.

The best long-term ETFs allow investors to easily build a diversified portfolio. They can provide broad exposure across many asset classes, industries, and geographies. This diversification can help an investor reduce risk without sacrificing long-term returns.

There are many exchange-traded funds (ETFs) built for long-term investors. Here's a closer look at several top ETFs that make ideal buy-and-hold investments.

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hand and ETF spelled out-1200x800-5b2df79 — Image source: Getty Images.

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NYSEMKT: VOO

Vanguard S&P 500 ETF

Today's Change

(1.19%) $7.50

Current Price

$638.22

Key Data Points

Day's Range

$632.22 - $638.53

52wk Range

$467.33 - $641.81

Volume

3.9K

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2. Invesco S&P 500 Equal Weight ETF

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NYSEMKT: RSP

Invesco S&P 500 Equal Weight ETF

Today's Change

(0.42%) $0.83

Current Price

$199.66

Key Data Points

Day's Range

$198.53 - $200.03

52wk Range

$157.71 - $205.24

Volume

28K

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The Invesco S&P 500 Equal Weight ETF (RSP +0.42%) is also an index fund designed to track the stocks in the S&P 500. However, it uses an equal-weight approach instead of one based on market cap. As a result, the ETF's top 10 holdings represented about 2.5% of its total assets in early 2026.

This approach reduces concentration risk by providing broad exposure across the 500 stocks in the S&P 500. The ETF rebalances its holdings quarterly to ensure each holding remains a relatively equal portion of the fund's assets.

The ETF has a relatively low expense ratio of 0.2%. That's a reasonable fee to gain broad, equal-weight exposure to 500 of the largest public companies in the U.S.

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NYSEMKT: IWF

iShares Trust - iShares Russell 1000 Growth ETF

Today's Change

(1.80%) $8.15

Current Price

$460.57

Key Data Points

Day's Range

$455.02 - $460.82

52wk Range

$328.33 - $493.00

Volume

250

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The iShares Russell 1000 Growth ETF (IWF +1.80%) provides exposure to U.S. companies expected to grow earnings at an above-average rate relative to the broader market. The fund held shares of nearly 400 companies as of mid-2026.

The ETF takes a market-weighted approach. Its top 10 holdings accounted for almost 60% of its total assets. Given its growth focus, technology stocks accounted for almost 50% of the fund's holdings in mid-2026, led by technology titans Nvidia (NVDA +3.75%) at 13.1% and Apple (AAPL -0.17%) at 11.4%.

The ETF charges investors a reasonable expense ratio of 0.18%. That's a fair price to pay to gain long-term exposure to growth stocks.

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4. Vanguard Real Estate ETF

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NYSEMKT: VNQ

Vanguard Real Estate ETF

Today's Change

(0.95%) $0.89

Current Price

$94.22

Key Data Points

Day's Range

$93.04 - $94.31

52wk Range

$83.97 - $96.23

Volume

706

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The Vanguard Real Estate ETF (VNQ +0.95%) invests in real estate stocks with a focus on real estate investment trusts (REITs). These entities typically own income-producing commercial real estate, such as apartments, office buildings, retail properties, and industrial complexes.

As of mid-2026, the REIT ETF had more than 145 total holdings. The top 10 made up more than half of its assets. However, it's worth noting that its largest holding was a real estate index fund managed by Vanguard (which accounted for more than 14.4% of its assets), helping reduce its overall concentration.

The fund charges a relatively low 0.13% fee, making it an inexpensive way to gain exposure to the real estate market, which has historically been an excellent long-term investment. REITs also tend to pay above-average dividends. As a result, this ETF offered a dividend yield above 3.8% in early 2026.

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NYSEMKT: SCHD

Schwab U.S. Dividend Equity ETF

Today's Change

(-0.10%) $-0.03

Current Price

$30.71

Key Data Points

Day's Range

$30.51 - $30.74

52wk Range

$24.76 - $31.95

Volume

347K

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The Schwab U.S. Dividend Equity ETF (SCHD -0.10%) tracks an index of dividend stocks known for the quality and sustainability of their dividend payments. The ETF enables investors to benefit from the power of dividends to deliver attractive total returns over the long term.

The ETF holds roughly 100 dividend-paying stocks. The fund offered a trailing 12-month dividend yield of around 3.3% in mid-2026, more than double that of the S&P 500 (1.2% at the time).

Its top 10 holdings made up more than 40% of the total. However, its overall holdings were fairly well diversified in early 2026. Energy stocks had the highest weighting, accounting for nearly 20% of its holdings. Rounding out the top five sectors were consumer staples (19%), healthcare (16%), industrials (12%), and the financial sector (8%).

The ETF charges an ultra-low expense ratio of 0.06%. That lets investors keep a significant portion of the dividend income generated by its holdings. These features make the ETF a very low-cost way to collect passive income via dividend stocks, which have historically been exceptional long-term investments.

6. iShares Core MSCI EAFE ETF

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NYSEMKT: IEFA

iShares Trust - iShares Core Msci Eafe ETF

Today's Change

(0.85%) $0.82

Current Price

$96.73

Key Data Points

Day's Range

$96.32 - $96.87

52wk Range

$74.30 - $98.83

Volume

309

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The iShares Core MSCI EAFE ETF (IEFA +0.85%) is an ETF focused on international stocks. It provides investors with broad exposure to companies in Europe, Australia, Asia, and the Far East. That enables anyone to add some international diversification to their portfolio, which has outstanding long-term growth potential.

The ETF held over 2,600 stocks as of mid-2026. It provides fairly broad exposure to global stocks, with its top 10 holdings making up around 11.5% of its net assets. The ETF is also reasonably diversified by sector and geography:

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Data source: iShares. NOTE: Data as of April 10, 2026.

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The iShares Core MSCI EAFE ETF charges a very low expense ratio of 0.07%, allowing investors to add some international exposure to their portfolios at a low cost and benefit from the long-term growth of the global economy. This ETF also had an attractive trailing 12-month dividend yield of 3.2% in mid-2026.

7. iShares Core 60/40 Balanced Allocation ETF

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NYSEMKT: AOR

iShares Trust - iShares Core 60/40 Balanced Allocation ETF

Today's Change

(0.78%) $0.52

Current Price

$66.96

Key Data Points

Day's Range

$66.54 - $66.98

52wk Range

$54.90 - $67.71

Volume

865

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The iShares Core 60/40 Balanced Allocation ETF (AOR +0.78%) offers investors a simple way to build a highly diversified portfolio. It provides access to several asset classes through one ETF. The fund provides investors with exposure to a broad mix of stocks (roughly 60% of its allocation) and bonds (40%) by holding seven ETFs:

iShares Core S&P 500 ETF (IVV +1.15%): This S&P 500 index fund made up 34% of the ETF's assets.
iShares Core Total USD Bond Market (IUSB +0.26%): This U.S.-focused bond ETF totaled 33% of the fund's holdings.
iShares Core MSCI International Developed Markets ETF (IDEV +0.87%): This international ETF, which focuses on developed markets, accounted for 17.3% of its assets.
iShares Core MSCI Emerging Markets (IEMG +1.81%): This emerging markets-focused ETF made up 7% of the fund's assets.
iShares Core International Aggregate Bond ETF (IAGG +0.29%): This international bond ETF comprised 5.7% of the fund's assets.
iShares Core S&P Mid-Cap ETF (IJH +0.51%): This mid-cap stock-focused ETF accounted for 2% of the fund's assets.
iShares Core Small-Cap ETF (IJR +0.47%): This small-cap-focused ETF accounted for 0.9% of the fund's assets.

The ETF allows investors to easily build a balanced, long-term portfolio, helping reduce their risk profile while still delivering attractive returns. It charges investors a reasonable fee of 0.15% after adjusting for the fees and associated waivers on the ETFs in the fund.

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Best long-term ETFs FAQ

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About the Author

Matt DiLallo has been a contributing Motley Fool stock market analyst specializing in covering dividend-paying companies, particularly in the energy and REIT sectors, since 2012. He also covers pre-IPO companies, ETFs, and other investing topics. He holds an MBA from Liberty University.

TMFmd19

@MatthewDiLallo

Matt DiLallo has positions in Schwab U.S. Dividend Equity ETF. The Motley Fool has positions in and recommends Vanguard Real Estate ETF, Vanguard S&P 500 ETF, and iShares Core S&P Small-Cap ETF. The Motley Fool recommends BlackRock. The Motley Fool has a disclosure policy.

Best ETFs for Long-Term Growth

A look at the top ETFs to consider investing in for the long term.

Key Points

Key Data Points

2. Invesco S&P 500 Equal Weight ETF

Key Data Points

Key Data Points

4. Vanguard Real Estate ETF

Key Data Points

Key Data Points

6. iShares Core MSCI EAFE ETF

Key Data Points

7. iShares Core 60/40 Balanced Allocation ETF

Key Data Points

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Key Data Points

Best long-term ETFs FAQ

Are ETFs worth it long term?

How long should I hold a long-term ETF?

Which ETF does Warren Buffett recommend?

What is the best ETF in the last 10 years?

How many ETFs should I own?

Can I invest in long-term ETFs with a small amount of money?

Are long-term ETFs suitable for retirement planning?

Top long-term ETFs

1. Vanguard S&P 500 ETF

2. Invesco S&P 500 Equal Weight ETF

3. iShares Russell 1000 Growth ETF

4. Vanguard Real Estate ETF

5. Schwab U.S. Dividend Equity ETF

7. iShares Core 60/40 Balanced Allocation ETF

Why ETFs are good for long-term investors

Related investing topics

FAQ

Key Data Points

Key Data Points

Key Data Points

Key Data Points

Key Data Points

Key Data Points

6. iShares Core MSCI EAFE ETF

How to find top long-term ETFs